October - 2010

Consolidated USAID-Tijara and Inma Grant ICF-SME Shareholder Loan Results - End-Oct 2010
1 2 3 4 5 6 7 8 9 10 11 12 13
A1 A2 A4 A4/A1
ICF-SME Member Bank ICF-SME Funding ID-Millions Total Loan Disb. ID- millions ICF-SME Portion ID- Millions Co-Fund ID-Millions No. of SME Loans Outstanding Loans % Bank Co-Fund % portfolio Outside Baghdad % portfolio disbursed as 2-Year Loans % ICF-SME funds in Loans % ID Loans to Females New Jobs
Ashur Bank 783 1,905 1,501 404 68 778 21% 43% 38% 99% 19% 109
Baghdad Bank 1,535 3,489 2,188 1,301 175 1,438 37% 59% 100% 94% 5% 305
Basrah Bank 623 994 989 5 86 582 1% 36% 0% 93% 12% 111
Gulf Bank 1,136 2,256 1,710 546 73 1,136 24% 45% 92% 100% 3% 74
Iraq MEI Bank 717 1,699 1,112 588 40 647 35% 57% 78% 90% 27% 62
Mosul Bank 829 1,564 1,510 54 96 793 3% 93% 76% 96% 11% 7
National Bank 673 858 843 15 69 532 2% 7% 88% 79% 6% 5
North Bank 1,476 3,000 2,061 939 84 1,451 31% 63% 56% 98% 6% 200
Sumer Bank 459 589 579 10 33 404 2% 0% 100% 88% 14% 17
TOTAL 8,231 16,354 12,493 3,861 724 7,760 24% 0% 0% 95% 0% 890
Equ. $ 000's 7,000 13,906 10,623 3,283 6,599
  • This chart combines the $ 6.000.000 USAID-Tijara and $ 1 Million USAID-Inma grants.
  • (Columns 3/6): Average Loan Size: $19,207 ( ID 22.6 million).
  • (Columns 2 and 4) Loan Origination using ICF-SME funding exceeds USAID grant by $ 3,623.
  • (Column 10)) Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
  • (Column 11) At 31 October 2010, 95% of the $7,000 USAID grant was in loans. Policy now requires minimum of 95%,
  • Number of loans at- 31-October is 724.
ICF-SME Loan Distribution by Bank Branch as of End-Oct 2010 in $000's
Ashur Baghdad Basrah Gulf IMEB Mosul National North Sumer TOTALS
$ # $ # $ # $ # $ # $ # $ # $ # $ # $000's # Loans
NORTH North
Dohuk 347 25 128 4 $474 29
Erbil 289 15 25 1 117 2 335 17 $766 35
Suleymaniya 183 9 90 8 $274 17
Ninewah 12 1 433 36 53 7 $497 44
Kirkuk 51 4 $51 4
$2,062 129
 
CENTRAL Central
Tikrit 238 13 7 1 43 3 $287 17
Baquba 87 4 $87 4
Baghdad 910 31 1,159 47 542 52 1,042 32 692 26 82 7 677 62 957 40 501 33 $6,561 330
Anbar 557 46 1,233 30 $1,790 76
Wassit 185 18 32 3 $217 21
Babel 395 24 73 10 93 2 631 11 $1,193 47
Kerbala 91 7 72 7 59 3 234 10 $456 27
$10,590 522
 
SOUTH South
Najaf 200 15 245 16 $445 31
Diwaniyah 60 3 15 2 $75 5
Muthana 204 7 $204 7
Nassiriyah 18 2 86 12 126 2 $230 16
Missan 60 2 $60 2
Basrah 85 1 72 5 78 5 5 1 $240 12
$1,254 73
Total 1,620 68 2,967 175 845 86 1,918 73 1,445 40 1,330 96 730 69 2,551 84 501 33 $13,906 724