January - 2010

ICF-SME Shareholder Loan Results - End-Jan 2010
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ICF-SME Member Bank ICF-SME Funding ID-Millions No. of SME Loans Total Loan Disb. ID- millions ICF-SME Portion ID- Millions Co-Fund ID-Millions % Bank Co-Fund Funds Used (Recyled if >100%) % portfolio Outside Baghdad % portfolio disbursed as 2-Year Loans % ICF-SME funds in Loans New Jobs % ID Loans to Females
Ashur Bank 753 42 1,172 896 276 23.5% 119% 40% 20% 97% 52 20%
Baghdad Bank 1,035 83 1,820 1,162 658 36.1% 112% 75% 88% 95% 147 7%
Basrah Bank 623 52 679 674 5 0.7% 108% 29% 0% 100% 69 17%
Gulf Bank 1,105 52 1,522 1,160 362 23.8% 105% 50% 96% 98% 69 3%
Iraq MEI Bank 717 28 1,068 755 331 31.0% 105% 67% 79% 94% 27 17%
Mosul Bank 829 48 836 829 7 0.8% 100% 92% 67% 81% 0 11%
National Bank 764 64 774 760 14 1.8% 99% 1% 82% 87% 5 6%
North Bank 770 35 835 760 75 9.0% 99% 56% 85% 85% 76 9%
Sumer Bank 459 20 330 328 2 0.6% 71% 0% 100% 59% 15 16%
TOTAL 7,056 424 9,036 7,324 1,730 19.1% 104% 57% 64% 90% 460 12%
Equ. $ 000's 6,000 8,280 6,560 1,715
  • Average Loan Size: $17,000 (ID 20 million).
  • Estimated (weighted average) tenor of entire portfolio is 20 months on average per loan.
  • At mid- January 2010, 90% of the $6,000 USAID grant was in loans. Management to propose a minimum of 95% at all times.