Where We Are


The Company employs its own management team accountable to a Shareholders Advisory Committee comprising representatives from participating banks. USAID-Tijara participates as observer - technical advisor.

ICF-SME’s management responsibility is to allocate grant funds to participating banks; oversee adherence to the operating procedures established; scrupulously monitor fund utilization under the operating agreement; and reallocate whenever necessary among the lenders funds to ensure maximum funds deployment in the form of loans at all times (95% requirement). This is possible through a transparent and accountable approach with strict corporate governance controls in place.